Frank Endris -
RFC®, ChFEBC®, NSSA®
Partner - City Center Financial
Frank has served the financial needs of individuals, families, and businesses since 1997. After graduating from Purdue University with a Bachelor of Science degree in Financial Planning, he initially specialized in asset protection and estate planning.
Frank was at one time with the 16th largest U.S. Broker Dealer and V.P. of an award-winning Colorado-based wealth strategies and research firm. Frank brings these experiences to City Center Advisors, LLC. He continues to use his ever expanding expertise to help people achieve peace of mind amid life’s financial uncertainties, both during the working years and retirement.
Frank’s favorite role has been as a fiduciary. He feels there is no greater privilege than to uphold the financial best interests of his clients. It is this highest standard of care that led him to create City Center Advisors, LLC an independent Registered Investment Advisory firm in 2015.
Frank maintains fiduciary responsibility as an Investment Advisor. Additionally, he is certified by both the NSSA® as a National Social Security Advisor and the ChFEBC® as a Chartered Federal Employee Benefits Consultant. He has also earned the Series 66 license as well as life and health.
Beyond his career, Frank relishes Colorado living with his wife and four children. They enjoy slopes, trails, scenic byways, dirt roads, and campsites. Together they are committed to community, church, friendships, and family.
Frank is a Nationally recognized author and speaker on issues of Federal Employee Benefits and Social Security.
Registered Financial Consultant℠ or RFC® Professional Designation
The Registered Financial Consultant (RFC) designation is a certification awarded by the International Association of Registered Financial Consultants (IARFC), a non-profit professional organization. To be eligible, financial practitioners must possess a baccalaureate or graduate degree in financial planning services or hold one of the following professional degrees or designation: AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD. Alternatively, a candidate may complete a CFP-equivalent course at an accredited institution or an IARFC approved curriculum and passed a written examination. Each applicant must have at least four years of professional experience in the field of financial planning or financial services, meet local licensing requirements, and adhere to the RFC Code of Ethics. The RFC designation requires 40 hours of Continuing Education every year, including two hours of business ethics every two years.
International Association of Registered Financial Consultants
Chartered Federal Benefit Consultant℠ or ChFEBC®
Federal Benefit Professionals complete extensive training to become a ChFEBC℠ (Chartered Federal Employee Benefits Consultant℠). They are required to stay up-to-date on the ever-changing Federal Government Benefits Programs. They have extensive knowledge about FERS, CSRS, Special Provisions (LEO, FF, ATC, CBPO, MRT).
The National Social Security Advisor℠ or NSSA® Certification
NSSA® certification holders have completed a course of study encompassing how benefits are calculated, how benefits are impacted due to earnings, how spousal benefits work, and the impact of public employee pensions on Social Security benefits. Certificate holders are also educated on various methods for maximizing benefits for married couples, divorcees, widow and widowers, as well as families under special circumstances. NSSA® certification holders must pace an end of course examination and maintain continuing education to stay current on Social Security changes.
Financial Industry Regulatory Authority (FINRA)
FINRA recognizes the use of the NSSA Designation requiring 8 hours of course study, a proctored exam, and a 16 hour continuing education requirement every 2 years to stay current on Social Security issues and regulation changes.