Headquarters:

888 W Big Beaver Rd. Suite 112, Troy, MI 48084

Phone: (888) 267-1321 | clientservices@citycenterfinancial.com

Advisory services offered through City Center Advisors, LLC a Registered Investment Advisor.  Insurance products offered through City Center Financial, LLC.  City Center Advisors, LLC and City Center Financial, LLC are affilliated entities.

City Center Advisors, LLC and City Center Financial, LLC do not provide tax or legal advice.  The information presented on this website is not specific to any individual’s personal circumstances.  No information contained in this website is intended to be tax, legal or investment advice.  Individuals should consult with their own tax, legal and investment professionals.

This website does not constitute a solicitation to purchase or sell securities in any jurisdiction in which City Center Advisors, LLC is not registered.  City Center Advisors, LLC is registered in the states of Michigan, New Jersey and Colorado.

City Center Advisors, LLC and City Center Financial, LLC are not affililiated with the Social Security Administration or any government organiztion.

 

© 2015 - 2017 by City Center Financial, LLC.

Joel Hardin -

APMA®, NSSA®

Direct Line:

(248) 275-1939

E-mail: joel@citycenterfinancial.com

Senior Partner - City Center Financial

Joel is a Senior Partner and co-founder of City Center Advisors, LLC. Managing the finances and assets for anyone can be a very personal undertaking.  Interactions with a client and often times their close and extended families, requires not only thorough knowledge of the subject matter but also a keen understanding of interpersonal relationships and the ability to counsel as well as advise.It is in these skills that Joel excels. 

 

Having a father who has long been a part of the financial services industry has exposed Joel to accounting, management and best business practices through his school years and beyond.  Passing the torch from one generation to the next ensures responsible, familiar stewardship of the fiscal goals of our clients' and their beneficiaries.

 

With an accounting and management background, Joel brings an analytical and principled approach to income planning and long-term savings.  It is his solid, personal belief that adequate and thoughtful planning is the key to a secure future.

Together with the strongest companies and products, with both eyes firmly on the future, and with a family-oriented approach, Joel looks forward to providing his clients with security that lasts generations.

The National Social Security Advisor℠ or NSSA® Certification

NSSA® certification holders have completed a course of study encompassing how benefits are calculated, how benefits are impacted due to earnings, how spousal benefits work, and the impact of public employee pensions on Social Security benefits.  Certificate holders are also educated on various methods for maximizing benefits for married couples, divorcees, widow and widowers, as well as families under special circumstances.  NSSA® certification holders must pace an end of course examination and maintain continuing education to stay current on Social Security changes.

ISSUED TO

Joel Hardin

SKILLS

STANDARDS

Financial Industry Regulatory Authority (FINRA)

FINRA recognizes the use of the NSSA Designation requiring 8 hours of course study, a proctored exam, and a 16 hour continuing education requirement every 2 years to stay current on Social Security issues and regulation changes.

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The Accredited Portfolio Management Advisor℠ or APMA® Professional Designation

APMA® designees have completed a course of study encompassing client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology. With hands-on practice in analyzing investment policy statements, building portfolios, and making asset allocation decisions including sell, hold, and buy decisions within a client’s portfolio. Individuals must pass an end-of-course examination.

SKILLS

ISSUED TO

Joel Hardin

STANDARDS

Higher Learning Commission (HLC)

The College for Financial Planning, Inc., is accredited by the Higher Learning Commission (HLC) and is a member of the North Central Association (NCA).

Colorado Commission on Higher Education (CCHE)

The College for Financial Planning has been authorized by the Colorado Commission on Higher Education (CCHE) to offer instruction for and to grant the Master of Science (MS) and Master of Science in Finance (MSF) degrees.

North American Securities Administrators Association (NASAA)

The North American Securities Administrators Association (NASAA) and numerous states have enacted regulations or legislation dealing with the use of “senior” designations used by financial planning practitioners, to separate designations that have credible requirements and academic rigor from those that have less stringent or no requirements.

The National Social Security Advisor℠ or NSSA® Certification

NSSA® certification holders have completed a course of study encompassing how benefits are calculated, how benefits are impacted due to earnings, how spousal benefits work, and the impact of public employee pensions on Social Security benefits.  Certificate holders are also educated on various methods for maximizing benefits for married couples, divorcees, widow and widowers, as well as families under special circumstances.  NSSA® certification holders must pass an end of course examination and maintain continuing education to stay current on Social Security changes.

ISSUED TO

Joel Hardin

SKILLS

STANDARDS

Financial Industry Regulatory Authority (FINRA)

FINRA recognizes the use of the NSSA Designation requiring 8 hours of course study, a proctored exam, and a 16 hour continuing education requirement every 2 years to stay current on Social Security issues and regulation changes.

Media & Publications

October 10, 2017

 "As the business cycle progresses, different market sectors tend to perform better than their counterparts," says Joel Hardin, senior partner and co-founder of City Center Financial in Troy, Michigan.